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Orbit Finance

How long will my current cash last?

Runway shows how many months your current spendable cash will last if recent spending continues. It uses your bank and cash balances and average monthly expenses. Review the figures, replace any unusual data, and read the result as a planning signal, not a forecast.

What is the Runway module for?

Runway is a coverage measure, not a forecast. It divides current spendable cash by average monthly expenses. It does not assume future sales, bills, borrowing, or investment returns. Use it to decide whether to cut spending, preserve cash, or build a larger reserve.

How do I measure my current runway?

  1. Review Cash available and Average monthly expenses. The notes beneath them say whether each figure came from your books or was entered manually.
  2. Replace unusual figures, such as a temporary cash balance or a month that omits an annual expense. The result updates while you type.
  3. Read Months of runway as the number of months current cash covers at that expense rate. Use it to decide whether to cut spending, preserve cash or build a larger reserve.

What counts as spendable cash?

Spendable cash includes balances in bank and cash accounts. Credit-card capacity and illiquid assets are not emergency cash. Do not count credit limits or investments that cannot be sold quickly as cash.

How is the average calculated?

The module uses a whole-month average. This uses completed months so an incomplete current month does not make spending look artificially low. If your recorded spending history is not representative, replace the default figure.

Does Runway save my changes?

No. Runway only reads balances and spending averages. It saves nothing and posts no debit or credit. Changing either field changes only this temporary scenario. The scenario disappears when you close the calculator.

What this does to your books

Runway only reads balances and spending averages. It saves nothing and posts no debit or credit.
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Questions, answered

Is Runway a cash flow forecast?

No, Runway is a coverage measure, not a forecast. It deliberately ignores future income and scheduled bills. It only looks at current cash and recent spending averages.

Can I include credit card limits in my runway?

No, credit-card capacity is not considered spendable cash. Only balances in bank and cash accounts are included. Illiquid assets are also excluded from the calculation.

Will my runway scenario be saved?

No, the scenario is temporary. It disappears when you close the calculator. Runway saves nothing to your books and posts no debit or credit entries.